Where will you invest? The answer to this question is informed investment. This was said by none other than Benjamin Graham, the guru of the world’s investment guru Warren Buffett.
It is difficult to find the right one in the flood of knowledge around us. Therefore, it is the responsibility of the investor to gain the right knowledge, especially in the stock market, which is full of risks and uncertainties.
Even as we enter the new year with hope, the severe uncertainties globally and in India are worrying many. Here are three experts’ suggestions on where and how to invest in the current situation:


Stock market
Expect a gain of 12–15%
Although the performance of Indian stocks was not bad, the market did not rise as expected due to some specific reasons.
Second quarter results: The second quarter results of corporates did not show any immediate changes.
Straightforward improvement: Better results can be expected in the fourth quarter.
Defence sectors: Shares in industries such as electric vehicles, solar energy, and content management are likely to grow.
The stock market is likely to grow by 12–15% in 2025. The resumption of foreign investment transactions buoys the market.
Gold
Gold will be a safe investment in 2025.
Global inflation: Political uncertainties and currency fluctuations will increase the value of gold.
Gold purchases by central banks: The price is expected to rise further as central banks increase the demand for gold.
Bonds
Interest rates are likely to fall in 2025, which will increase the price of bonds.
Investment moves: National bonds and high-rated corporate bonds are best for small investors.
Risk management: Investment can be made safely through Systematic Investment Plans (SIPs).
Real Estate
The real estate sector, which has seen strong gains in 2024, will continue to offer a good opportunity for long-term investment in 2025.
Inflation: The cost of land ownership will increase as interest rates fall.
Infrastructure Investment Trust: IT-infra real estate offers deals for those looking for long-term investment.
Cryptocurrency
Cryptocurrencies are still a high-risk investment sector.
Value retention: Government regulations could also be beneficial for the crypto market.
Uncertainty: New policies could lead to price swings in crypto.
Conclusion
The investment trends in 2025 emphasize risk management and smart planning. While gains are expected in most sectors, it is always advisable to try different portfolio strategies.
Key investment sectors:
Shares: Gains of 12–15%.
Gold: Safe gains.
Real Estate: A great choice for the long term.
Bonds: Stability and low risk.